In a recent consumer alert about suspicious real estate listings discovered in Calgary, the article ended with the following advice:
“If you’re unsure about a real estate listing, you can pull the title on the property to find out who legally owns it. Then check to see if the person advertising it is the same person.”
The same principle can be applied for renters that want to confirm the identity of a prospective landlord.
Below is a 10-step tutorial I’ve created showing how to obtain a title without going to a registry office.
To purchase a title online, you must have a credit card (cost is $10) and know one of three descriptors of the home:
- Legal description (Plan, Block, and Lot Number)
- Land Identification Number Code (LINC number)
- Title number
For the purpose of this tutorial, I’m going to assume all you have is the street address to go by. If you do have the legal description, LINC or title number, you can skip down to Step Six.
Go to the Alberta Land Titles Spatial Information System (SPIN2 for short) and click on “Guest Login” and agree to the terms. You don’t have to create an account if you don’t want to.
Click on the “Search”
Select “Search By Street Address”
I’m going to use the First Place Realty office address for this example. After entering the address and clicking “FIND”, the map will zoom to the general vicinity. From here, hover your cursor over the correct parcel of land and a small white box with numbers will pop up.
The white box that appears displays the LINC Number and the Legal Description.
You really only need one of the numbers. Let’s use the LINC number which is 0013163019.
With the LINC written down, click on the “Search” button again. You will be back at the search screen but instead of selecting “Search by Address”, this time you will click on “Titles & Registered Documents” and then “LINC”
Enter the LINC number and press “Search”. It will then display the title options. Select the first box (“Curr” for current title) and then “Add to Cart”
You’re now ready to purchase the title. Click on “Shopping Cart” and then “Check Out”
Enter your email address where prompted. IMPORTANT: This is where the PDF of the title will be emailed to. Don’t enter a fake email address. Next click on “Finalize Checkout”
Enter your payment information and click on submit payment. Within moments, you will receive two emails. One is a receipt for your payment and the other has the Title attached as a PDF.
Now you can check who’s registered as owner on the title.
I hope this has helped! Feel free to contact me with any questions or if you’d like something clarified.